A Simple and Secure Way to Pay

Get approved in seconds with no deposit required.

No Deposit

Quick & Simple

Up to 6 months Interest Free

Up to $1500 Credit Shop Anytime

Low Monthly Repayments

How to shop with zipMoney


Get Pre-Approved Below

Simple Application

3 minutes to complete application.

My Account

Online Shopping Account

Apply here or Checkout with zipMoney

Fees and charges

Shortcodes Ultimate

  • No establishment fee
  • Enjoy NO INTEREST for 6 MONTHS
  • No deposit required on any purchases made
  • Minimum monthly payments of 3% or $40 apply
  • A small admin fee of $6/mth, payable only if balance is owing

Safety and Security

Shortcodes Ultimate

  • Enjoy buyer protection on all purchases made using zipMoney
  • No credit card numbers. No worries!
  • We employ the same encryption as the big banks
  • We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

interested in a good night’s sleep?

Take our worry-free trial and if you don’t like it, no worries, you can return it.